Controlling your debts and finding the right ways to return to good financial health.

Helps get you through bankruptcy, avoid fraud, manage your money and handle the stress of being in debt.

Even though it was the last resort for your troubled finances, declaring bankruptcy was not an easy decision to make. Although it eliminated some debts, it also made it hard to get credit again or even feel good about your money managing ability. You can come through the process stronger and smarter with help from the Starting Over After Bankruptcy Kit from Socrates. From understanding a credit report to acquiring credit cards to buying a new home, the simple advice and easy-to-understand forms included in this kit will help get you back on your feet.

18 FORMS INCLUDED ALLOW YOU TO:

• receive reasons for denied credit
• request and understand a credit report
• merge inquiries with accounts
• remove outdated information
• add supplementary credit
• explain delinquent payments
• settle with creditors
• monitor credit card purchases
• extend debt payment agreements
• settle out of court
• set up installment payments
• plan a monthly budget
• receive a corrected credit report

TERMS AND CONDITIONS COVERED:

• understanding a credit report
• repairing credit
• disputing debts
• avoiding financial predators
• knowing your rights
• managing money
• handling credit cards
• finding a home
• dealing with emotional stress

All contents reviewed and approved by attorneys or industry experts.