Giving you the know-how to clean up your credit report.
Contains all the information, forms and templates needed to repair and maintain credit.
A bad credit report can have a negative effect on your buying power and your life. It can mean you’ll have a difficult time purchasing a home or car, obtaining a credit card, entering into leases and other agreements and building the financial future you and your family deserve. When you don’t keep tabs on your credit report, you can also be more susceptible to identity theft and credit fraud. You can take control and turn your credit around with this easy-to-use Credit Repair Kit. It provides everything you need to determine your credit status and repair your credit rating, including 14 forms and templates of credit letters.
TOPICS COVERED IN THE INSTRUCTIONAL GUIDE:
- credit ratings and reports
- what your credit report discloses
- common reasons for credit denial
- how to get a copy of your credit report
- credit scoring
- your legal rights
- 10-step strategy to repair your credit
- how to gain creditor cooperation
- turning around your bad credit rating
- how credit clinics can ease bad credit
- how to bolster your credit report
- tax liens
- bankruptcy
14 FORMS AND TEMPLATE LETTERS INCLUDED:
- request for credit report
- request for free credit report
- complaint letter to delete inaccurate information
- request for removal of outdated information
- reminder to respond
- request to merge inquiries with account
- demand for corrected credit report
- addition of consumer statement
- request for husband and wife file separation
- request for addition of supplementary credit references
- explanation for delinquent payment
- creditor settlement agreement
- request for reasons for credit denial
- master credit data
All contents reviewed and approved by attorneys or industry experts.