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Thank you for your interest in Minotaur Renter's Insurance. To obtain a free no-obligation quote, please click on your state below to get a quote specific to that state.

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Top 6 Common Myths Regarding Renter's Insurance
1. Affordability Myth: "I hear renter's insurance is too expensive."
Standard renter's policies can provide affordable basic protection of your personal property and can protect you in case of a lawsuit. For example, the Balboa basic renter's policy, with $20,000 of personal property coverage and $100,000 of personal liability coverage with a $250 deductible, costs around $26 per month or less.
2. Landlord Myth: "I think my landlord's insurance covers me."
The landlord's insurance may only cover the dwelling -- not your personal belongings and your personal liability.
3. Responsibility Myth: "I don't need liability insurance."
Your landlord's policy will probably not cover claims for which you are liable. If you are found responsible for causing injury to another person or damaging another person's property, your financial stability could be at risk. Renter's insurance may also provide legal defense costs.
4. Ownership Myth: "I don't own very much."
Most people's belongings are often worth more than they expect. However, it's important to know how much you need. Use the calculator provided on our web site to determine just how much coverage you need. You will be surprised at how much your belongings would actually cost to replace in the event of a catastrophe. That's why you need Renter's Insurance.
5. Complicated Myth: "I don’t have time for long applications or an approval process."
The application process has been streamlined so that it takes 3 to 5 minutes to complete. Even better, every application is approved so there is no waiting to find out if you’re “good enough”. You already qualify!
6. Longevity Myth: “I probably will be moving soon, so I’ll get coverage later.”
Balboa’s Renter's insurance is portable. That means that when you move, the policy can move with you. Just notify the insurance company of your new address within 30 days of your move. All of the protection that you enjoy at your current residence will be waiting for you at your new home.